> ## Documentation Index
> Fetch the complete documentation index at: https://cashfreepayments-d00050e9-theme-update.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Lend

> Use this API to send requests for loan disbursement to the beneficiary. The service charges are pooled for the respective party and disbursed at the end of day. Disbursement amount = (Amount - total service charges).

Please use this Authorization token in headers to call any payout API (Refresh this page if the token is expired)

<iframe src="https://www.cashfree.com/devstudio/preview/payouts/embed/bearerToken" width="600" />

<Accordion title="Click to view the response codes.">
  | Sub Code | Status  | Message                                                                                                                       | Next Action                                                                                                 |
  | :------- | :------ | :---------------------------------------------------------------------------------------------------------------------------- | :---------------------------------------------------------------------------------------------------------- |
  | 200      | SUCCESS | Transfer completed successfully                                                                                               | None                                                                                                        |
  | 201      | PENDING | Transfer request pending at the bank                                                                                          | None                                                                                                        |
  | 400      | ERROR   | beneId is missing in the request                                                                                              | Enter a beneId in the request                                                                               |
  | 400      | ERROR   | Total service charge is greater than disbursal amount                                                                         | Enter valid amount which is greater than sum of service charges                                             |
  | 400      | ERROR   | Insufficient balance in LENDER fundsource                                                                                     | Lender needs to recharges their CF wallet                                                                   |
  | 403      | ERROR   | APIs not enabled. Please fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) | Please fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) |
  | 422      | ERROR   | Please provide valid token details                                                                                            | Provide a valid token                                                                                       |
  | 422      | ERROR   | amount should be at least 1.0                                                                                                 | Enter a transfer amount that is equal to or more than Rs. 1.                                                |
  | 422      | ERROR   | Invalid bank account number or ifsc provided                                                                                  | Provide valid bank account details                                                                          |
</Accordion>