> ## Documentation Index
> Fetch the complete documentation index at: https://cashfreepayments-d00050e9-theme-update.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Webhooks Configuration and Usage

Configure webhooks and use them to receive real-time updates on transaction events.

The following is the webhook payload for payments collected through the Virtual Bank Account (VBA):

```json JSON
{
    "event":"AMOUNT_COLLECTED",
    "amount":"400",
    "vAccountId":"87654321",
    "virtualVpaId":"8080808087654321",
    "isVpa":"0",
    "email":"care@cashfree.com",
    "phone":"9876543210",
    "referenceId":87654,
    "utr":"N123456789",
    "creditRefNo":"0976541123",
    "remitterAccount":"123455666778",
    "remitterName":"CASHFREE PAYMENTS",
    "paymentTime":"2019-07-20 15:27:37",
    "signature":"8uV792gBZaasJHBFSsfaMHLuqnZKkossjw9gEJ8Sx85V+jgbpg4ME="
}
```

<iframe width="720" height="480" src="https://www.youtube.com/embed/WIlWYvtFZ3o?si=YPprM0a1-q4_haOV" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen />

<Warning>For settlement webhook, PG settlement payload will be sent to you on your endpoints from day 0 of migration. This might break consumption of settlement webhooks at your end if you are relying on settlement webhooks in AC payload format.</Warning>

PG payload for settlement webhook:

```json JSON
{
    "data": {
        "settlement": {
            "adjustment": 0,
            "amount_settled": 97.94,
            "payment_amount": 100,
            "payment_from": "2022-02-14 12:00:00",
            "payment_till": "2022-02-14 12:15:00",
            "reason": null,
            "service_charge": 1.75,
            "service_tax": 0.31,
            "settled_on": "2022-02-14T12:35:19+05:30",
            "settlement_type": "STANDARD",   //settlement type //
            "settlement_amount": 97.94,
            "settlement_id": 738,
            "settlement_initiated_on": "2022-02-14T12:35:17+05:30",
            "status": "SUCCESS",
            "utr": 1644822317781212,
            "settlement_charge": 0,    // applicable for instant settlement //
            "settlement_tax": 0,       // applicable for instant settlement //
            "remarks": null.           // applicable for instant settlement //
        }
    },
    "event_time": "2022-02-08T13:37:34+05:30",
    "type": "SETTLEMENT_SUCCESS"
}
```

For detailed information on PG settlement webhooks, refer to [PG Settlement Webhooks](https://www.cashfree.com/docs/api-reference/payments/latest/settlements/settlement-webhooks).